Charging Orders: The Times They Are A Changing
An overview of the new process for Charging Orders and how this will affect people in Debt Management Plans and IVAs.
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Mike Morgan archives
Santander’s overdraft fees, arranged, unarranged and the budget trap
ClearDebt’s Mike Morgan looks at the new overdraft fees announced by Santander and sees whether they’re going to make life easier or harder for account holders.
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IVA CCCS new guidelines may increase IVA payments by £17 p/month
Senior debt advisor Mike Morgan discusses the new CCCS Guidelines and how their expenditure to income benchmarks could mean future IVA holders finding themselves worse off financially because of it.
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Is the proposed ban on self certification mortgages a wise move?
Self Certification mortgages are due to be banned by the FSA, we question whether this will be good for cleaning up the housing market or just a way to discriminate against the people use self-cert mortgages the most: the self employed.
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Wanted: Knight in shining armour – Deadline: May 6 2010
With an election looming, now seems as good a time as any to ask the question, “who is going to be the knight in shining armour for those struggling with debt?” There are 43 Million people eligible to vote in the UK, so that is, potentially, up to 10.6 Million people with one thing in common. Debt.
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