Tips to help consumers manage their finance effectively over the festive period have been put together by one independent financial advisor website.
Unbiased.co.uk has drawn up the advice – which includes checking credit card and overdraft limits and setting a budget – to help shoppers control their spending over Christmas.
The website also advises consumers to shop around in order to find the best prices for presents and to make the most of any money left over by moving it into a high-interest savings account.
Those worrying about their finances and hoping to stick to a debt management plan over Christmas may wish to incorporate the advice into their strategy.
Citizens Advice has also released Christmas shopping advice, urging consumers to plan ahead before making purchases, compare prices in order to find the best deal and not rely on overdrafts to buy gifts.
By Tom Musk