As the sun blasts down, we thank out lucky stars that we have one more day of British sunshine, and can enjoy our short summer a little longer.

But whilst many relax and indulge in the lighthearted atmosphere of summer, diligence must be at hand as giving in to a family day out in the sun, can end up costing hundreds of pounds!

The summer months do encourage more activity in the great outdoors and with this activity comes more spending.  Rather than being cooped up inside, we seek outdoor adventure – though at what cost?

A survey from National Savings & Investments shows although we might save on energy bills at home during the warmer months of the year, we certainly make up for it in other ways!

The report confirms two-thirds of those taking in this research admitted to spending higher amounts of money on weekend breaks and trips abroad, while 43% say that good weather makes them feel more relaxed about their outgoings.

As we’re in the midst of the first summer of the recession, these are all key issues which need to be addressed, no matter how sunny our mood is.  On just a family day out alone, you could spend into the hundred’s covering the cost of attraction tickets, refreshments and lunch – which are usually twice the price of anywhere else, and then normally, a meal out on the way home, or a take away and DVD once back.  Not so relaxing after all? 😉  And that’s only in the UK.  If on holiday abroad, you’ll also have to take into account the Euro exchange, ATM  FX charges, tips for restaurant services, food and drink generally, entertainment, family gifts and treats and of course day trips out!

Savings strategist Dax Harkins warns, “Everyone loves to see the sunshine, but people should try not to be so dazzled that they forget their finances.”

With national parks, home BBQs and coast line beaches, this summer is one we can go back to basics on and create new memories on a more cost effective budget….now where did I put that picnic basket?!

Share ideas here for the top ways to spend a summer’s day without going overboard!