Debt management can be tricky if you don’t earn pots

Debt management does not bind your creditors, freeze your interest or get you debt forgiveness, the way an IVA can. For debtors with high incomes, its much more of a possibility – but for those with average or lower pay packets, keeping body, soul and family together can make informal debt management an impossible dream.

The Guardian commented on CCCS survey and our response to it. Why not read it here and tell us what you think?