Credit card guide recommends right choice

The guide at MoneyEverything.com is said to allow users to compare cashback options, interest rates and other features that vary between lenders.

“We look at how the individual repays their debts and then make a recommendation,” said Jon Francis, who works at the website.

Several websites allow consumers to compare deals on credit cards but Mr Francis criticised some by saying that they only listed cards by category.

By looking at how people service their debt and their personal needs, the website claimed that it allows people to make a better choice on which card to choose.