The BBC Radio 5 Live Report team are currently making a documentary looking at personal debt.
We would like to hear from you are currently living in bankruptcy / or have opted for an IVA, or if you are considering declaring yourself bankrupt / opting for an IVA as a result of personal debt.
What led you to be in this situation? What is life like for you now?
Please call us on 0161 834 6978. All calls will be taken in complete confidence.
Or, you can email the production team by clicking here.