Graphic novel Skint! launched to help young people manage their money

New graphic novel Skint! makes its way to England to help young people manage their money and avoid debt.

Skint! is a new graphic novel designed to help young people develop good money skills and help them avoid sinking into debt.

Skint Cover
© Metaphrog

Originally developed by Scottish Book Trust and the Scottish Government in 2010 to support schools, libraries, colleges and community centres across Scotland, Skint! has now made its way to England.

Teaming up with Standard Life Charitable Trust, the graphic novel is set to help young people under the age of 26 to manage their money.

Comic book storylines and user choice ending

Skint! is split into two storylines and uses comic book style illustrations to explore real-life financial situations.

The reader is also given a choice of endings, allowing them to determine the story’s outcome and get involved with the financial decision making process.

This makes Skint! an engaging and immersive story that teaches the reader how to balance their finances.

Marc Lambert, CEO of Scottish Book Trust, said the graphic novel will help young people to

…develop some of the fundamental skills and understanding they need to help them keep track of their finances, to plan ahead and think through the impact of financial decisions.”

Skint Page Extract
© Metaphrog

Mr Lambert hopes by encouraging young adults to read the novel will improve their literacy, numeracy and financial capability and avoid money worries in the future.

The graphic novel is also supported by comprehensive training programmes ran by Adult Learning Tutors in England. According to Scottish Book Trust, the project will support 100,000 young people in England this year with the figure likely to grow.

Better budgeting habits

Skint! is a great way of engaging with young people and give them the skills to better manage their finances. Building good habits and key life skills are essential to help cope with budgeting and avoiding mounting debts.

For more information about Skint! and to download the graphic novel, visit

Is using a graphic novel a good idea to educate young people about money? Do you think it will help prevent young people sinking into debt?

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  1. Generally, I’m not a fan of financial education – Yes, it is a motherhood and apple pie thing – but, in my view, it distracts attention from the need to give Britain’s 1 in 5 illiterate and innumerate school leavers the basic skills they need to thrive and survive.

    I’ll make an exception for this. It reaches out to the young adults other financial education misses. Kudos to Scottish Book Trust.