The majority of consumers plan to use their own cash to cover the cost of Christmas, a new study by Halifax has revealed. A survey into spending habits found that 71 per cent of buyers are planning to use their…

The cost of borrowing via an unsecured loan is increasing, new research from uSwitch has revealed. Despite three consecutive cuts to the base rate of interest by the Bank of England in recent months, the website found that the average…

The recent 2.5 per cent cut in the base rate has resulted in the disappearance of sub-eight per cent interest loans for borrowers, research has revealed. According to uSwitch.com, there are now no loans with interest under eight per cent…

The credit crunch is forcing people to rethink their Christmas spending plans, one lender has suggested. According to Abbey Credit Cards, over 50 per cent of Britons are planning on reducing the amount they spend over the festive season this…

Tips to help consumers manage their finance effectively over the festive period have been put together by one independent financial advisor website. Unbiased.co.uk has drawn up the advice – which includes checking credit card and overdraft limits and setting a…

Debt repayment has become the top priority for consumers looking ahead to 2009, a new study by PricewaterhouseCoopers (PwC) has revealed. According to the survey, 20 per cent of those questioned now consider paying off credit cards, loans and overdrafts…

Britons are reigning in their spending this Christmas and taking a more “considered approach” to buying gifts, it has been claimed. Freelance journalist Karen Kay and Kevin Breese of StyleBirmingham.com explained that the credit crunch is resulting in shoppers becoming…

The growing number of Britons looking be become debt free is resulting in dwindling saving levels, new research has found. A survey by Unbiased.co.uk revealed that savings have dropped by over £19 billion to a record low during the last…