Many Britons are “pessimistic” about the likelihood of property prices rising again soon, a survey has suggested. Research conducted by first direct has shown that 16 per cent of people do not expect house values to start increasing until 2012.…

The fact that lenders are beginning to offer more mortgages at higher loan-to-values (LTVs) is “good news” for borrowers, it has been claimed. It has now become “less risky” to lend to people with lower deposits, according to Peter O’Donovan,…

Homeowners are more concerned about working to become debt free than moving up the property ladder at present, it has been suggested. Adrian Lowcock, a senior investment adviser at Bestinvest, noted that mortgage borrowers are focusing on “paying down their…

Last month saw an unexpected boost to house prices, according to a newly released report. In what may be good news for homeowners struggling with debt management or facing the threat of negative equity, Nationwide Building Society has found that…

Homeowners may like to take out a fixed-rate mortgage to help them with their debt management, it has been suggested. Andy Pratt, chief operating officer for home loan firm Alexander Hall, noted that opting for a fixed product can assist…

A large proportion of tenants may be “unaware” that failing to pay their rent could lead to debt management problems for landlords. Tom Entwistle, director at LandlordZONE, noted that property owners can “find themselves in difficulty through no fault of…

Many homeowners that are on tracker mortgages are not taking advantage of the current low rates to aid their debt management, it has been found. A survey by Unbiased.co.uk has discovered that 56 per cent of this group are not…

House values dropped two per cent over the course of last month, according to a newly released report. Land Registry figures have revealed that this brought the annual rate of decline to 16.5 per cent, with the average price standing…