Marriage, Divorce and Debts

When one person in a relationship has debts it raises a lot of questions about who takes responsibility in the event of marriage, divorce and separation. We answer some of the most frequently asked questions for people who are in debt and in IVAs.

With the announcement of the royal wedding this week everyone appears to have gone wedding mad! Many other couples are planning their weddings for 2011 (I have four in my calendar for next year already!) and for those with debts there are lots of questions and concerns.

We’ve answered a number of questions on the ClearDebt Community about getting married, going through separation and divorce whilst being in debt and here’s a selection:

Jen was in an IVA and engaged to be married. Her debts were all her own and she was concerned about how her change in marital status would affect her IVA and wanted to know if her husband would have to take responsibility for her debts. You can view the answer to her question here: my partner and I want to get married, how will this affect my IVA?

Michelle had a question about the debts her partner had run up before they met and wanted to know if she would become liable for these. She also asked if it would be best for her to hold off getting married until these debts had been cleared. You can view the answer to her question here: Am I now liable for the debt my partner accumulated before we met?

Anonymous was in an IVA and had decided to separate from their partner. They wanted to know if any allowances could be made to their IVA payments to account for the financial changes caused by the separation. You can view the answer to that question here: I am in an IVA but my partner and I have decided to separate.

Similarly, another anonymous poster was in an IVA for joint debts with their partner when they decided to separate. They wanted to know what would happen to their IVA. You can view the answer we have them here: I have an IVA with my partner – they are individual IVAs but with joint debt. We have now broken up…

These are just a few of the questions we’ve answered, you can view all the community activity on the ClearDebt Community homepage and if you have your own question about debts or have some advice of your own to offer you can leave a post anonymously or using a nickname. Visit the ClearDebt Community page now!

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